EA, CFP©, QKA, MBA
Mr. Canipe previously administered large plans such as Papa Johns, Wendy's International and Krispy Kreme.
He worked with Congressman Rob Andrews (D-NJ) on one of the original fee disclosure bills (HR 2869) – much of which was incorporated into the ERISA 408(b)(2) regulation.
Rick has spoken to numerous sponsors and professional organizations (www.PlanSponsor.com; Society of Human Resource Management) on managing fiduciary risk.
Bert M. Carmody
CPA, CIMC, AIF, CGMA
Mr. Carmody is a principal at MilleniuM Investment and Retirement Advisors, LL. Mr. Carmody brings over 30 years of trust operations, investment consulting, education delivery, workflow processes and retirement plan administration to his clients. He deals with: 401(k), profit sharing, money purchase pension, ESOP, company stock/KSOP, target benefit, defined benefit pension and governmental plans.
He has extensive experience with plan company stock and serves as company stock fiduciary/trustee. He has held leadership and management positions in a large national retirement plan service provider, an independent trust company and a major national bank. He has worked with plan sponsors ranging from small and mid-sized companies to Fortune 50 sized corporations. He also serves as an expert witness in a consulting capacity as well as deposition/trial testimony.
He serves as Secretary for the Southern Employee Benefits Conference and is active in the Investment Management Consultants Association (IMCA). He is active in the American Bar Association’s Employee Benefit Committee. He’s testified to the U.S. Department of Labor over fee disclosure and advisor disclosure and advice regulations. He has presented to national meetings of the AICPA, IMCA, the National Employee Ownership Organization (NCEO) and Fi360 as well as to regional and local professional groups. He has published articles and presented on plan sponsor and advisor fiduciary risk as seen in recent litigation and court rulings.
Director of Business Development
James Holland is the Director of Business Development & Assistant Compliance officer for Millennium Investment & Retirement Advisors LLC, a Pension & Fiduciary Consulting firm based in Charlotte NC. He also oversees the joint work programs MIRA runs with ERISA Audit firms, Investment Advisors and Employee Benefit Brokers & Consultants. James brings with him over 20 years of experience in the Employee Benefits arena.
He graduated from Ohio Wesleyan University in 1990 with a BS in Economics Management.
James has spoken to SHRM Chapters in NY & NC, the American Society of Pension Professionals & Actuaries, the South Eastern Benefits Conference, CFDD & Vistage.
Will began his 19 years in the financial industry servicing Defined Benefit Plans in Mellon Bank’s Trust & Investment Division. From there he relocated to Colorado to join Lipper, Inc where, as a Senior Fiduciary Analyst, he provided competitive expense and performance analysis for mutual fund trustees and boards of directors. With a desire to serve individuals, he subsequently became a Financial Representative with Thrivent Financial for Lutherans in Virginia. Lastly, he was able to combine his retirement plan background, his research and analysis experience and his desire to serve individuals into one by becoming a member of Rick’s team at MillenniuM Investment & Retirement Advisors, LLC.
Will has earned the Accredited Investment Fiduciary Analyst (AIFA®) professional designation awarded by the Center for Fiduciary Studies and currently holds his Series 65 license.
MBA, CFA, AIF®
Mr. Edberg joined Millennium in August 2017 after two years at Plotkin Financial Advisors (PFA) where he developed their defined contribution plan advisory business. Prior to joining PFA, Mr. Edberg managed a multi-million-dollar family office for over ten years.
From December 2008-November 2013 Michael worked as the Managing Director, Investments at MicroVest Capital Management where he managed four funds and one investment vehicle; collectively over US$150 million in assets under management.
At MicroVest Michael supervised three regional managers and a staff eight investment officers and analysts with an annual department budget of about $1.2 million. Responsibilities included developing the investment strategy, annual and semi-annual investment goals, managing the pipeline and evaluating team member performance. During that time, he traveled extensively in Sub-Saharan Africa, Central Asia and India, leading diligence missions, meeting with government officials, banking regulators and prospective investment targets.
Michael joined MicroVest in December 2008 after 13 years at the International Finance Corporation (IFC). At IFC Michael was responsible for developing new business leads, identifying and researching investment opportunities in the banking sector worldwide, leading investment due diligence teams, performing credit risk and equity valuations, and leading investment negotiations.
Michael holds a B.A. in Government and International Relations from Clark University in Worcester, Massachusetts, and an M.B.A. in International Business - Finance and Marketing from The George Washington University in Washington, D.C. He is also CFA® Charterholder and an Accredited Investment Fiduciary (AIF®).
Michael lives in Bethesda, Maryland with his wife Laurie and their two children, Jesse (16) and Arielle (13). Michael enjoys traveling internationally and learning about other cultures and traditions. He is also a big Washington Nationals fan.
Client Relationship Manager
Jill Zeleznik is the Client Relationship Manager for Millennium Investment & Retirement Advisors LLC, a Pension & Fiduciary Consulting firm based in Charlotte NC. She graduated from The University of North Carolina at Wilmington with a BS in Business Administration, Concentration in Marketing.
Jill joined the team in 2014. Having worked for a Third Party Administrator, Jill has experience in client relationship management in the retirement plan industry.